Medicare Supplement & Health Insurance
Licensed Insurance Agents Specializing in Medicare + Health Insurance Plan Options. Serving Sacramento county for over 35 years, we are here to educate you on your options, help you compare plan benefits, and enroll with confidence in your plan choice!
Our services are 100% FREE to you, the consumer! Take advantage of our 35+ years of local market experience.
Authorized Independent Agents with Access to 30+ Plans from major carriers including:
Blue Shield of CA, Western Health Advantage, Anthem, Kaiser (Health Ins.), Health Net, Aetna, Cigna, Sutter Health Plus, Physicians Mutual, Delta Dental, and more!
Local Support for Medicare Insurance Plans & Health Insurance
Health Insurance
We find health insurance coverage for you and your family, including options from major carriers. We help you shop based on preferences and budget, and understand plan benefits.
Medicare Advantage
Let us help you find the right Medicare Advantage plan that includes your preferred doctors and hospitals, and provides suitable coverage for your prescriptions.
Medicare Supplement
Let us find your best Medicare Supplement/Medigap option. Plans of the same letter (e.g., Plan G) have the same benefits and doctor choices. Avoid overpaying by having us shop your options.
Medicare Part D
Shop Part D plans based on your unique drug needs and pharmacy preference for competitive coverage. Review and update your plan annually during the Enrollment Period for new options and changes.
Dental and Vision Insurance
We can find plans accepted by your preferred optometrist/dentist and help you choose the best coverage. Dental and vision insurance promote health and well-being.
Group Coverage
We help small groups with their insurance needs; whether it’s for health insurance, dental/vision coverage, or other benefits. We will provide ongoing support to help you as your group grows.
Why Choose SUMMIT Independent Insurance Services?
Specializing in Health & Medicare Insurance Plans for over 35 years
With 35+ years of experience, owner Tim Coughlin has helped countless clients find tailored health insurance and Medicare insurance plans. We offer expertise in these areas, unlike agents who dabble.
Expert guidance in navigating insurance complexities
Our experienced, independent licensed insurance agents help you understand timing, cost, coverage choices, and pitfalls when selecting Medicare or healthcare plans. Access 30+ top plans from major carriers.
Reliable, honest service you can trust
Avoid costly mistakes with our careful plan comparisons based on your unique needs. Count on us for assistance now and in the future, whether you're new to Medicare or considering Health Insurance plans.
Local assistance in Sacramento and beyond
Based in Gold River, California, we serve clients throughout California. Expect prompt support from licensed agents, no long hold times.
Save time, stress, and money with our fee-free service
Benefit from our expertise without additional fees. Avoid mistakes, save time, and reduce stress by working with us.
Authorized Independent Licensed Insurance Agents with Access to a Variety of Plans
As authorized Licensed Insurance agents, we provide access to 30+ plans from major carriers like Blue Shield of CA, Anthem, Aetna, and more.
Flexible options for in-person or remote assistance
Visit our office or schedule at-home appointments for convenience and flexibility.
In-person and remote options
Our office is conveniently located in Gold River, California near the heart of the Sacramento region. We are located on Gold Express Drive off Sunrise Boulevard. In-person and at-home appointments are available.
Phone: 916-346-4417
Email: tim@summitindins.com
Tim Coughlin | Owner & Agent | LIC # 0669552
Independent insurance agent specializing in Health & Medicare plans for over 35 years. Office located in Gold River, CA.
We do not offer every plan available in your area. Currently, we represent 11 organizations which offer 32 products in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all your options. Any information we provide is limited to those plans we do offer in your area.
This website is owned and maintained by Timothy Coughlin, which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to Timothy Coughlin and cannot be used to contact Covered California.